HCC Global Financial Products

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		A subsidiary of HCC Insurance Holdings, Inc. Rated AA by Standard & Poor’s and A+ by A.M. Best

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			PRoducts

Key Products

Directors’ and Officers’ Liability Insurance

Professional Indemnity Liability Insurance

Financial Institutions Bond & Commercial Crime Insurance

Fiduciary Liability Insurance

Employment Practices Liability Insurance

Employment Practices Liability Insurance
Growing awareness of individual employment rights and more stringent legislation provides employees with a platform to sue for wrongful employment practices, with ever increasing success. This can result in dramatic losses of company assets.

Companies are now faced with employment-related exposures such as:

Wrongful termination
Unlawful failure to employ or promote
Discrimination based on age, gender, race, etc.
Sexual or racial harassment
Breach of data protection laws
Retaliation
Defamation

We provide
Employment Practices Liability (EPL) Insurance programs that cover the company, its management and employees against claims brought by the company's past, present and prospective employees alleging wrongful employment practices.

We customize
Comprehensive EPL insurance programs that protect our clients against employment-related claims and against the risk of large financial losses.

Download our EPL product sheet >

Program Features

Financial capacity of up to US $25 million (€25 million or £15 million) per EPL policy.
Primary or excess

OUR PRODUCTS ARE ISSUED THROUGH THE AFFILIATED INSURANCE COMPANIES LISTED BELOW:

For all international insurance and reinsurance business (excluding USA), we underwrite on behalf of:

Houston Casualty Company - London Branch
Download our S&P rating (HCL)>

Direct insurance domiciled in the UK
Facultative reinsurance

Houston Casualty Company Europe
Download our S&P rating (HCC Europe)>

Direct insurance domiciled in the European Union
Various other countries where licensed to write insurance

For all insurance and reinsurance business domiciled in the US, we underwrite on behalf of:

Houston Casualty Company
Download our S&P rating (HC)>

HC is a Texas domiciled property and casualty insurance company operating worldwide and on a surplus lines basis in the U.S. HC specializes in accident and health, aviation, property, marine and energy.

U.S. Specialty Insurance Company (USSIC)

USSIC specializes in aviation, occupational accident and alternative workers compensation.

To consult an EPL specialist for your region, click on the corresponding link below:

Asia Pacific Europe, Middle East and Africa USA and Canada Latin America

HCC Global Financial Products S.L. is an insurance agent acting on behalf of the following insurance entities in those countries where permitted:

Houston Casualty Company Europe, Seguros y Reaseguros S.A. Insurance Entity Register on 29-7-78 no. C-558 C.I.F. A-28512085. Commercial Registry of Madrid, Book 477813956, Sec. 3, Chapter 205, Sheet 38008 on 4-5-78. Capital subscribed and issued: 12,933,749.50 €. Subject to supervision and control of Economic Ministry of Spain, Dirección General de Seguros y Fondos de Pensiones (Paseo de la Castellana, 44 – 28046 Madrid) Sole Shareholder Company. Ultimate Holding Company: HCC Insurance Inc. Houston, Texas U.S.A.

Houston Casualty Company: State of Texas Insurance Entity Register n. 7407, on 26-5-83. Capital subscribed and issued US$5,000,000. Subject to the supervision and control of the Texas Department of Insurance (Mail Code 305-2C, 333 Guadalupe P.O. Box 149104, Austin, Texas 78714-9104, USA). Branch in United Kingdom, subject to the supervision and control of the Financial Services Authority (25, The North Colonnade, Canary Wharf, London E14 5HS), authorized on 1-12-2001 and registered with n. 203250. HCC Global is registered with n. 416680 at the Financial Services Authority.

Barcelona
Tel: +34 93.530.7300

Farmington
Tel: +1(860) 674.1900

Jersey City
Tel: +1(201) 216.1136

Houston
Tel: +1(713) 914.8034

London
Tel: +44 (0) 20.7327.8190

Miami
Tel: +1 (305) 416.3863