HCC Global Financial Products

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		A subsidiary of HCC Insurance Holdings, Inc. Rated AA by Standard & Poor’s and A+ by A.M. Best

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			PRODUCTS

Key Products

Directors’ and Officers’ Liability Insurance

Professional Indemnity Liability Insurance

Financial Institutions Bond & Commercial Crime Insurance

Fiduciary Liability Insurance

Employment Practices Liability Insurance

Transaction Risk Insurance/W&I

Financial Institutions Bond & Commercial Crime Insurance
Crime-related losses, particularly those arising from employee dishonesty, have grown in recent years. Global expansion, mergers and acquisitions of financial institutions and technological development inevitably facilitate employee infidelity, fraud, theft, forgery and computer-related crime.

Banks and financial institutions are especially susceptible to such criminal activities and their effects can be devastating. Financial Institutions Bond Insurance (FI) protects financial institutions against crime-related losses resulting from:

Employee infidelity
Premises risk (loss or damage to property resulting from theft)
Cash in transit (loss of money on site or in transit)
Forgery or alteration of checks and securities
Counterfeit currency
Damage to offices and content

Non-financial institutions, which include local and multinational commercial companies, may also suffer severe losses as a result of criminal activities. Commercial Crime Insurance is designed to safeguard businesses from such financial losses.

We customize
Comprehensive FI insurance and Commercial Crime insurance programs to protect our clients against criminal actions committed by dishonest employees and/or third parties.

Download our FI Bond product sheet >

Program Features

Financial capacity of up to US $25 million (€25 million or £15 million) per FI Bond and Commercial Crime policy.
Primary or excess

OUR PRODUCTS ARE ISSUED THROUGH THE AFFILIATED INSURANCE COMPANIES LISTED BELOW:

For all international insurance and reinsurance business (excluding USA), we underwrite on behalf of:

HCC International Insurance Company PLC>

Direct insurance and Facultative reinsurance

HCC Underwriting Agency (Lloyd's syndicate 4141)>

Direct insurance and Facultative reinsurance domiciled in certain other non-US jurisdictions

For all insurance and reinsurance business domiciled in the US and Latin America, we underwrite on behalf of:

Houston Casualty Company (HC)>

HC is a Texas domiciled property and casualty insurance company operating worldwide and on a surplus lines basis in the U.S. HC specializes in accident and health, aviation, property, marine and energy.

U.S. Specialty Insurance Company>

USSIC specializes in aviation, occupational accident and alternative workers compensation.

FINANCIAL INSTITUTIONS
We are leaders in our field - delivering top class solutions to financial institutions worldwide. We offer blended programs that combine Bankers Blanket Bond, Electronic Computer Crime, Financial Institutions Professional Indemnity, Directors’ and Officers’ Liability, Fiduciary Liability and Employment Practices Liability insurance.

To consult a FI Bond & Commercial Crime specialist for your region, click on the corresponding link below:

Asia Pacific Europe, Middle East and Africa USA and Canada Latin America

HCC Global Financial Products S.L. is an insurance agent acting on behalf of the following insurance entities in those countries where permitted:

HCC International Insurance Company PLC, authorised and regulated by the Financial Services Authority, No. 202655. Registered in England and in Wales, No. 01575839, with registered office at Walsingham House, 35 Seething Lane, London EC3N 4AH. Ultimate Holding Company: HCC Insurance Inc. Houston, Texas U.S.A.

Houston Casualty Company: State of Texas Insurance Entity Register n. 7407, on 26-5-83. Capital subscribed and issued US$5,000,000. Subject to the supervision and control of the Texas Department of Insurance (Mail Code 305-2C, 333 Guadalupe P.O. Box 149104, Austin, Texas 78714-9104, USA). Branch in United Kingdom, subject to the supervision and control of the Financial Services Authority (25, The North Colonnade, Canary Wharf, London E14 5HS), authorized on 1-12-2001 and registered with n. 203250. HCC Global is registered with n. 416680 at the Financial Services Authority.

Barcelona
Tel: +34 93.530.7300

Farmington
Tel: +1(860) 674.1900

Jersey City
Tel: +1(201) 216.1136

Houston
Tel: +1(713) 914.8034

London
Tel: +44 (0) 20.7327.8190

Miami
Tel: +1 (305) 416.3863